NIBC savings rate (October 2026)
NIBC pays 1.60% interest on the Kwartaalspaarrekening.
NIBC savings accounts
Spaarrekening
| On the whole balance | 1.55% |
|---|
- Works with your own current account at another bank.
- Dutch deposit guarantee
KwartaalspaarrekeningHas conditions
| On the whole balance | 1.60% |
|---|
- This rate includes the quarterly bonus. You only get it if you meet the conditions.
- Dutch deposit guarantee
NIBC compared with other banks
With € 25,000, NIBC ranks 7 of 15 banks. In the first year, with welcome rates:
| Savings | NIBC | Best bank | Best bank |
|---|---|---|---|
| €10,000 | €160.00 | Trade Republic | €300.00 |
| €25,000 | €400.00 | Trade Republic | €750.00 |
| €50,000 | €800.00 | Trade Republic | €1,500.00 |
Frequently asked questions
What is the savings rate at NIBC?
NIBC pays 1.60% interest on the Kwartaalspaarrekening.
Are my savings safe at NIBC?
Yes. NIBC has a Dutch banking licence. Your savings are protected up to € 100,000 per person by the Dutch deposit guarantee scheme.
Which bank has the highest savings rate?
Without a promotion, Trade Republic pays the highest rate now: 2.50% on the Betaalrekening met rente. With a welcome rate for new customers, Yapı Kredi Bank is highest: 3.30% for 3 months. What earns you the most depends on your balance. The calculator works it out.
Savings rates at other banks
- ABN AMRO savings rate
- ASN Bank savings rate
- bunq savings rate
- DHB Bank savings rate
- ING savings rate
- Knab savings rate
- Lloyds Bank savings rate
- Nationale-Nederlanden savings rate
- Openbank savings rate
- Rabobank savings rate
- Santander Consumer Bank savings rate
- Trade Republic savings rate
- Triodos Bank savings rate
- Yapı Kredi Bank savings rate