Spaarrentevergelijken

Beobank savings account (October 2026)

Beobank pays a 0,30% base rate and a 0,50% fidelity premium, 0,80% in total on the Save Plus spaarrekening.

Checked on 27 October 2026

Beobank savings accounts

Klassieke spaarrekening

Base rate0,40%
Fidelity premium+ 0,10%
  • Category A: a classic savings account with no extra conditions.
  • Belgian Guarantee Fund

Fidelity Plus spaarrekening

Base rate0,15%
Fidelity premium+ 0,65%
  • Category A: a classic savings account with no extra conditions.
  • Belgian Guarantee Fund

Save Plus spaarrekeningHas conditions

€0 to €50,0000,30% + 0,50%
Above €50,0000,30% + 1,50%
  • Category B: a savings account with a condition on the amount.
  • From € 50,000. Below it, the fidelity premium is 0.5%.
  • Belgian Guarantee Fund

Go to the Beobank website ↗

Beobank compared with other banks

With € 25,000, Beobank ranks 16 of 16 banks. Net in the first year, if your money stays 12 months:

SavingsBeobankBest bank
€10,000€80.00NIBC€350.00
€25,000€200.00NIBC€875.00
€50,000€900.00NIBC€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the Beobank savings account?

Beobank pays a 0,30% base rate and a 0,50% fidelity premium, 0,80% in total on the Save Plus spaarrekening.

Are my savings safe at Beobank?

Yes. Beobank has a Belgian banking licence. Your savings are protected up to € 100,000 per person by the Belgian Guarantee Fund.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.

Savings accounts at other banks