Europabank savings account (October 2026)

Europabank pays a 0,20% base rate and a 0,10% fidelity premium, 0,30% in total on the Renteboekje Plus.

Checked on 27 October 2026

Europabank savings accounts

Renteboekje

Base rate	0,50%
Fidelity premium	+ 0,25%

Category A: a classic savings account with no extra conditions.
Belgian Guarantee Fund

Renteboekje PlusHas conditions

€0 to €15,000	0,20% + 0,10%
Above €15,000	0,25% + 1,50%

Category B: a savings account with a condition on the amount.
From € 15,000. Below it, the rate is 0.2% + 0.1%.
Belgian Guarantee Fund

Go to the Europabank website ↗

Europabank compared with other banks

With € 25,000, Europabank ranks 11 of 16 banks. Net in the first year, if your money stays 12 months:

Savings	Europabank	Best bank	Best bank
€10,000	€30.00	NIBC	€350.00
€25,000	€437.50	NIBC	€875.00
€50,000	€875.00	NIBC	€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the Europabank savings account?

Europabank pays a 0,20% base rate and a 0,10% fidelity premium, 0,30% in total on the Renteboekje Plus.

Are my savings safe at Europabank?

Yes. Europabank has a Belgian banking licence. Your savings are protected up to € 100,000 per person by the Belgian Guarantee Fund.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.