Keytrade Bank savings account (October 2026)

Keytrade Bank pays a 0,50% base rate and a 1,50% fidelity premium, 2,00% in total on the Spaarrekening High Fidelity.

Checked on 27 October 2026

Keytrade Bank savings accounts

Spaarrekening High Fidelity

Base rate	0,50%
Fidelity premium	+ 1,50%

Category A: a classic savings account with no extra conditions.
Online only.
Keytrade Bank is the Belgian branch of Arkéa Direct Bank, a French bank.
French deposit guarantee

Spaarrekening Azur

Base rate	0,80%
Fidelity premium	+ 0,40%

Category A: a classic savings account with no extra conditions.
Online only.
Keytrade Bank is the Belgian branch of Arkéa Direct Bank, a French bank.
French deposit guarantee

Go to the Keytrade Bank website ↗

Keytrade Bank compared with other banks

With € 25,000, Keytrade Bank ranks 9 of 16 banks. Net in the first year, if your money stays 12 months:

Savings	Keytrade Bank	Best bank	Best bank
€10,000	€200.00	NIBC	€350.00
€25,000	€500.00	NIBC	€875.00
€50,000	€1,000.00	NIBC	€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the Keytrade Bank savings account?

Keytrade Bank pays a 0,50% base rate and a 1,50% fidelity premium, 2,00% in total on the Spaarrekening High Fidelity.

Are my savings safe at Keytrade Bank?

Yes. Keytrade Bank is covered by the French deposit guarantee scheme. Your savings are protected up to € 100,000 per person. The amount is the same as in Belgium.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.