bunq savings rate (October 2026)
bunq pays 1.61% interest on the Spaarrekening on your balance up to €10,000. New customers get 3.11% for 2 months.
bunq savings accounts
Spaarrekening
| €0 to €10,000 | 1.61% |
|---|---|
| Above €10,000 | 1.51% |
| Welcome rate | 3.11% · 2 mo |
- Until the next 1 January or 1 July you get 3.11% on all your savings. After that only on money above your highest balance of the past six months.
- You need a bunq account. The free plan is enough.
- Dutch deposit guarantee
bunq compared with other banks
With € 25,000, bunq ranks 6 of 15 banks. In the first year, with welcome rates:
| Savings | bunq | Best bank | Best bank |
|---|---|---|---|
| €10,000 | €186.00 | Trade Republic | €300.00 |
| €25,000 | €452.50 | Trade Republic | €750.00 |
| €50,000 | €896.67 | Trade Republic | €1,500.00 |
Frequently asked questions
What is the savings rate at bunq?
bunq pays 1.61% interest on the Spaarrekening on your balance up to €10,000. New customers get 3.11% for 2 months.
Are my savings safe at bunq?
Yes. bunq has a Dutch banking licence. Your savings are protected up to € 100,000 per person by the Dutch deposit guarantee scheme.
Which bank has the highest savings rate?
Without a promotion, Trade Republic pays the highest rate now: 2.50% on the Betaalrekening met rente. With a welcome rate for new customers, Yapı Kredi Bank is highest: 3.30% for 3 months. What earns you the most depends on your balance. The calculator works it out.
Savings rates at other banks
- ABN AMRO savings rate
- ASN Bank savings rate
- DHB Bank savings rate
- ING savings rate
- Knab savings rate
- Lloyds Bank savings rate
- Nationale-Nederlanden savings rate
- NIBC savings rate
- Openbank savings rate
- Rabobank savings rate
- Santander Consumer Bank savings rate
- Trade Republic savings rate
- Triodos Bank savings rate
- Yapı Kredi Bank savings rate