Spaarrentevergelijken

Belfius savings account (October 2026)

Belfius pays a 1,83% base rate and a 1,50% fidelity premium, 3,33% in total on the Belfius Flow Spaarrekening.

Checked on 27 October 2026

Belfius savings accounts

Belfius Flow SpaarrekeningHas conditions

Base rate1,83%
Fidelity premium+ 1,50%
  • Category B: a savings account with a condition on the amount.
  • You can deposit at most € 600 per month.
  • At most 1 account per customer.
  • Belgian Guarantee Fund

Belfius Fidelity Spaarrekening

Base rate0,15%
Fidelity premium+ 1,50%
  • Category A: a classic savings account with no extra conditions.
  • Belgian Guarantee Fund

Spaarrekening

Base rate0,30%
Fidelity premium+ 0,30%
  • Category A: a classic savings account with no extra conditions.
  • Belgian Guarantee Fund

Go to the Belfius website ↗

Belfius compared with other banks

With € 25,000, Belfius ranks 2 of 16 banks. Net in the first year, if your money stays 12 months:

SavingsBelfiusBest bank
€10,000€333.00NIBC€350.00
€25,000€832.50NIBC€875.00
€50,000€1,665.00NIBC€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the Belfius savings account?

Belfius pays a 1,83% base rate and a 1,50% fidelity premium, 3,33% in total on the Belfius Flow Spaarrekening.

Are my savings safe at Belfius?

Yes. Belfius has a Belgian banking licence. Your savings are protected up to € 100,000 per person by the Belgian Guarantee Fund.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.

Savings accounts at other banks