Spaarrentevergelijken

KBC savings account (October 2026)

KBC pays a 1,65% base rate and a 1,50% fidelity premium, 3,15% in total on the KBC-Start2Save.

Checked on 27 October 2026

KBC savings accounts

KBC-Spaarrekening

Base rate0,40%
Fidelity premium+ 0,20%
  • Category A: a classic savings account with no extra conditions.
  • You need a KBC current account. Also at KBC Brussels and CBC.
  • Belgian Guarantee Fund

KBC-Start2SaveHas conditions

Base rate1,65%
Fidelity premium+ 1,50%
  • Category B: you can only save by standing order.
  • You can deposit at most € 500 per month.
  • You need a KBC current account. Also at KBC Brussels and CBC.
  • Belgian Guarantee Fund

Go to the KBC website ↗

KBC compared with other banks

With € 25,000, KBC ranks 5 of 16 banks. Net in the first year, if your money stays 12 months:

SavingsKBCBest bank
€10,000€315.00NIBC€350.00
€25,000€787.50NIBC€875.00
€50,000€1,575.00NIBC€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the KBC savings account?

KBC pays a 1,65% base rate and a 1,50% fidelity premium, 3,15% in total on the KBC-Start2Save.

Are my savings safe at KBC?

Yes. KBC has a Belgian banking licence. Your savings are protected up to € 100,000 per person by the Belgian Guarantee Fund.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.

Savings accounts at other banks