Argenta savings account (October 2026)

Argenta pays a 1,65% base rate and a 1,50% fidelity premium, 3,15% in total on the Groeirekening.

Checked on 27 October 2026

Argenta savings accounts

GroeirekeningHas conditions

Base rate	1,65%
Fidelity premium	+ 1,50%

Category B: a savings account with a condition on the amount.
You can deposit at most € 500 per month.
Belgian Guarantee Fund

Getrouwheidsrekening

Base rate	0,20%
Fidelity premium	+ 1,50%

Category A: a classic savings account with no extra conditions.
Belgian Guarantee Fund

e-spaar

Base rate	0,30%
Fidelity premium	+ 0,30%

Category A: a classic savings account with no extra conditions.
Belgian Guarantee Fund

Go to the Argenta website ↗

Argenta compared with other banks

With € 25,000, Argenta ranks 4 of 16 banks. Net in the first year, if your money stays 12 months:

Savings	Argenta	Best bank	Best bank
€10,000	€315.00	NIBC	€350.00
€25,000	€787.50	NIBC	€875.00
€50,000	€1,575.00	NIBC	€1,640.50

Work out your net interest for any amount →

Frequently asked questions

What is the rate on the Argenta savings account?

Argenta pays a 1,65% base rate and a 1,50% fidelity premium, 3,15% in total on the Groeirekening.

Are my savings safe at Argenta?

Yes. Argenta has a Belgian banking licence. Your savings are protected up to € 100,000 per person by the Belgian Guarantee Fund.

Which bank has the highest savings rate?

Over a full year, Trade Republic pays the most now: 2,50% on the Rente op je geldrekening (base rate and fidelity premium together). What earns you the most depends on your balance and on withholding tax. The calculator works it out.